- Morris craves sweet cream. He finds some and treats himself to it.
- A sound startles him.
- At the counter is a skinny man in a dark overcoat.
- The stranger asks if Morris has fire insurance.
- He's an arsonist who will start a fire, for a price, so Morris can collect insurance money.
- Wow. Someone even creepier than Ward!
- Morris declines, not liking the monkey business or the high fee.
- The man argues another half hour, then departs.
- Morris notices Nick and Tessie leave, then Helen and Ida go out as well. He's alone.
- Morris locates some celluloid and ignites it himself, planning to start a fire.
- His apron catches on fire.
- Then his sleeves blaze as well.
- Morris is saved by Frank Alpine, who's there to beg for his job back. What curious timing.
- Morris orders him out of the house.